Connect your bank with Plaid.
Headroom requests read-only transaction and account data. Your bank login is handled by Plaid and your financial institution, not stored by Headroom.
Read-only first
Headroom uses balances and transaction history for budgeting, forecasts, and Scout. No transfers or money movement.
Minimum data only
Headroom keeps the financial fields needed for your ledger and provider IDs used to prevent duplicate transactions.
Tokens encrypted server-side
Plaid access tokens never enter browser storage and are encrypted before being stored in Headroom’s database.
Household isolated
Connected accounts and transactions stay assigned to the household in your authenticated Headroom session.
We are testing the bank connection safely before requesting Plaid production access. Sandbox uses test institutions and test credentials only.
Connected institutions
Sandbox testing tools
Clear only this household’s Plaid Sandbox institutions, linked Plaid accounts, imported Plaid transactions, connection records, and Plaid webhook logs. Your Headroom login, household, manual accounts, categories, and other app data are left intact.